Health Insurance & Employee Benefits

Are you spending too much to provide quality benefits for your employees?

Do you feel overwealmed with COBRA, HIPPA, DOL and other compliance-related issues?

How can Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs) help me control my cost of benefits while offering greater flexibility to my employees?

Do you become confused and frustrated trying to decide which plan or vendor is best for your company?

If these questions resonate with you as you are struggling to provide benefits for your employees, you need Dynasty Health Insurance. We can help you structure a benefits package that satisfies the needs of your workforce without depleting company resources.

     Health and Employee Benefit Solutions

  • Health Insurance
  • Health Saving Accounts
  • Health Reimbursement Accounts
  • Flexible Spending Accounts
  • Group Short- and Long-Term Disability
  • Group Life Insurance
  • Group Long-Term Care
  • Work Site Supplemental Benefits
  • AFLACtm

 

Health Insurance

We can help you establish an enterprise-wide benefits package that fulfills your employees’ needs while controlling your costs.  Through analysis of your existing benefits programs and business goals, we can identify market-responsive products using the best traditional group healthcare insurance providers and consumer-driven healthcare solutions. After our planning and program analysis process, you may find that your company can increase its benefits offerings to employees while stabilizing or even reducing costs to you.  

Solutions

    Traditional Group Insurance Solutions

With our knowledge of the industry and our experience with a cadre of vendors, our consultants can design a customized package of employee benefits that provide the coverage your employees need while maximizing the value of your investment.

Our traditional group insurance solutions packages include medical, dental, long- and short-term disability, term life and accidental death and dismemberment policies, as well as prescription drug coverage. We can design benefits packages that combine a variety of employee-contributed programs, such as co-pay, calendar year deductibles, and out-of-pocket expense limit amounts.  
 

     Consumer-Driven Healthcare Solutions
          (Health Savings Accounts / Health Reimbursement Arrangements)

An attractive option for many employers is “consumer-driven” healthcare, whereby employers to share more of the costs of healthcare benefits with their employees. These plans empower employees to select the coverage that best suits their needs, rather than offering only a few opt-in alternatives.

Consumer-driven plans raise awareness of the costs of benefits plans, and engage the employee in the effort to control costs. The consumer-driven concept allows employees to choose coverage and pay for their benefits through tax-free contributions without “use-it-or-lose-it” time limitations. All “traditional” benefits can be designed as consumer-driven, from dental to prescription drug coverage.

 

* Dynasty Health Insurance is not affiliated with Multi-Financial Securities Corporation or ING.