How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Income and Debts

These are example values. Update them to reflect your personal situation.

$
$0 $1,000,000

Monthly Debt Payments

$
$
$
$
$
$

How much of your monthly income goes toward debt? Use this calculator to determine your debt-to-income ratio, a key metric lenders use to assess your financial health.

Your Debt-to-Income Ratio

Based on the income and debt information you provided.

DTI Ratio
0.00%
Total Monthly Debts $0
Gross Monthly Income $0

This calculation is for educational purposes only. Your debt-to-income ratio is one of many factors lenders consider when evaluating creditworthiness. Estimates only — not financial advice.

Free Retirement Guide

It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure."
Thank you! Oops!
 

Related Content

My Retirement Savings

My Retirement Savings

See how your current savings rate and contributions may grow into retirement income.

How Long Will My Savings Last If I Become Disabled?

How Long Will My Savings Last If I Become Disabled?

See how long your current savings might last if a disability interrupted your income.

Retirement Accounts When You Change Your Job

Retirement Accounts When You Change Your Job

This video explores what to do with retirement accounts when you move on from your job.